| Balancing Customer’s Checkbook |
No fee on current statement
Add'l statement $20.00 per hour |
| Canadian Check Clearings |
$10.00 each |
| Canadian Check Returns |
$15.00 each |
| Cashier's Checks |
Customers: $5.00 each
Others: $20.00 each |
| Check and Deposit Ticket Orders |
Vary according to style ordered. |
| Current Statements |
No fee on current statements. See Research Fees for additional statements. |
| Deficit Funds Transfer |
$10.00 per transfer – limit of 3 transfers per month from a savings account. |
| Direct Collection of Cash Items |
$15.00 per incoming or outgoing item. |
| Dormancy Fees |
Checking: Six months of no activity with a balance of less than $200.00: $8.00/month
Savings: One year of no activity with a balance of less than $200.00: $8.00/month |
| FAMTEL/Impact Automatic Teller Card |
No fee for original card.
$5.00 fee for replacement cards.
No fee for transaction at First Farmers ATMs.
$2.00 per transaction at all other ATMs, effective 08/13/10. |
| Fax Transmission |
$5.00 first page; $2.00 per additional page, incoming or outgoing. |
| Foreign Currency |
Priced upon request |
| Foreign Draft Orders |
$50.00 |
| Foreign Travelers Cheques |
$20.00 Handling Fee |
| Garnishments and Levies |
$65.00 each |
| Imaged Check Copies |
No fee for copies up to 90 days. After 90 days, see Research Fees. Free check copies are available with Free Checking accounts. The President’s Club account offers free online check images. See individual account Web pages for more details. |
| IRA Termination Fee |
Before age 59 1/2: $25.00 |
| International Wire Transfers |
Prices vary; bank customers only. |
| Overdraft Fees |
$29.75 per non-sufficient funds (NSF) item paid.
$5.00 per day beginning on the second day for overdrawn account balance. |
| Payments of Checks |
When processing checks drawn on your account, our policy is to pay them according to the dollar amount. We pay the largest check first. |
| Research |
$20.00 per hour and $2.00 per copy. |
| Return Item Fee |
$29.75 per non-sufficient funds (NSF) item returned. |
| Returned Deposit Item Fee |
$5.00 |
| Safe Deposit Box Rental |
$12.00 - $75.00 per year based on size of box. |
| Stop Payment |
All items: $29.75 charge. |
| Travelers Checks |
$1.00 for every $100.00 in travelers checks. |
| Travelers Checks for Two |
$1.50 for every $100.00 in travelers checks. |
| Wire Transfers |
$20.00 for outgoing and $10.00 for incoming; bank customers only. |
