Customers of First Farmers who are 50 or better and maintain a $1,000 minimum daily balance may enjoy the Chairman's Club benefits with no monthly maintenance fees.

As a club member, you earn monthly interest on your checking account. Plus you get free club checks enclosed in a handsome Chairman's Club cover.

Other benefits:

• $1,000.00 to open.
• Travel Club members take day trips to area attractions, plus extended trips and worldwide cruises.
• Group activities, including Big Band parties, Senior Fairs and information programs.
• Higher rates on Certificates of Deposit.
• Discount on safe deposit boxes.
• No annual fee for Visa® or Mastercard®.
• Free issuance of cashier's checks and traveler’s checks.
• Free notary services.
• No fees for will reviews, estate planning and financial planning.
• Quarterly club newsletter.
• Interest is accrued daily and paid monthly, subject to change without notice.

Checking account customers have two options in choosing an automatic teller machine program:

• Our basic ATM card may be used worldwide on the CIRRUS® ATM network.
• The Impact® Visa debit card (automatic approval) works like a check at millions of locations worldwide. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
• There is no fee for the initial issuance of your ATM or debit card from First Farmers.

Chairman’s Club Fees

Maintenance Fee
No fee if a $1,000.00 daily balance is maintained; $10.00 fee if daily balance falls below $1,000.00 during statement cycle.    

For more information about the Chairman’s Club, e-mail chairmansclub@myfirstfarmers.com.