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E-mail Awareness
What is an E-mail Scam?
Who Should I Contact if I Suspect Suspicious Activity or Communication?
Be Aware of E-mail Scams
Criminals are soliciting customers by e-mail in an effort to illegally obtain personal information. The e-mail address and the website address may appear almost identical to those of legitimate financial institutions. The e-mail will claim that there is a problem with an account and will provide a link to a site that may look authentic. You will be asked to input personal information such as bank account numbers, PINs and a Social Security Number. These e-mails attempt to trick customers into supplying sensitive personal data. This fraudulent practice is often called "phishing" or "spoofing". Contact us if you suspect any fraudulent activity. F&M will never request personal financial information via email.
IMPORTANT: If you receive an e-mail requesting personal information, you should not provide it or click on a link - even if it looks like the request comes from a legitimate website.
Below is a sample phishing e-mail recently sent to other bank customers:
Subject: Found error! Please resubmit bankname.com urgenos
Security Key: dlruzfujrkszkq45j634bs7muof nnwhgg
Dear BankName Customer:
During our regular update and verification of the Internet Banking Accounts, we could not verify your current information. Either your information has been changed or incomplete, as a result your access to use our services has been limited. Please update your information.To update your account information and start using our services please click on the link below: http://www.bankname.com/internetBanking/RequestRouter?requestCmdid=DisplayLoginPage
Note: Requests for information will be initiated by BankName Business Development; this process cannot be externally requested through Customer Support.
Sincerely, BankName Accounts Department.
Nnwhgg |

Who Should I Contact?
Contact First Farmers & Merchants Bank's Security Officer, Glynis Smith, immediately at 800-882-8378 if you suspect Identity theft or fraud involving any of your First Farmers & Merchants Bank accounts.
Other Important Contact Information
| Contact |
Fraud Line |
Web Address |
| Equifax |
800-525-6285 |
www.equifax.com |
| Experian |
888-397-3742 |
www.experian.com |
| Trans Union |
800-680-7289 |
www.transunion.com |
| Federal Trade Commission |
1-877-IDTHEFT |
www.ftc.gov |
Other Links:
How Not to Get Hooked by a ‘Phishing’ Scam
http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt127.shtm
Take Charge: Fighting Back Against Identify Theft
http://www.ftc.gov/bcp/edu/pubs/consumer/idtheft/idt04.shtm
You Have the Power to Stop Identity Theft
http://www.occ.treas.gov/ftp/release/2008-151a.pdf
Security tips from the national security alliance
http://www.staysafeonline.org

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