*Annual Percentage Yield (APY) is accurate as of March 2, 2026. Certificate of Deposit (CD) offer is subject to change without notice. $1,000 minimum is required to open and obtain the APY. To take advantage of this offer, customer must have another deposit account with First Farmers and Merchants Bank. The APY assumes interest remains on deposit and will compound at maturity. At maturity, the 4-month CD will automatically renew into a 91 day CD and the 11-month CD will automatically renew into a 182 day CD. A withdrawal will reduce earnings and be subject to penalty.
Public Funds are not eligible for the offer.
Limited Time Offer. Call us at 800-882-8378 to unlock your savings options.
