Code of Ethics

About Us

The bank has adopted a code of ethics that governs employees and directors of First Farmers.


Our mission is to be the leader in providing distinctive services and products that meet the financial needs and goals of customers in each of our communities.


First Farmers & Merchants Bank strives to be the premier community bank in Tennessee. We aspire to be recognized as the leading provider of high quality services and products that meet the financial needs of our customers. In order to accomplish this, we are guided by three commitments: to foster the well-being and growth of our employees; to promote the economic vitality of the communities in which we live; and to provide our shareholders with a profitable return on their investment without compromising the bank’s solid financial strength.

Core Values

  • Integrity
  • Customer Focus
  • Teamwork
  • Community Service
  • Initiative