First Farmers Club

First Farmers Club

If you want a wide array of banking benefits for a nominal fee, consider joining the First Farmers Club.


  • $100 to open.
  • No per-check charges.
  • Free personalized basic checks, or discounts on more specialized styles.
  • Accidental death insurance.
  • No issuance fee on cashier’s checks.
  • Free credit card, ATM and check card protection.
  • Key ring protection. Your lost keys can be automatically returned to you by mail for free. Includes free key ring.
  • Ten free photocopies per month.
  • No annual fee for Visa® or Mastercard®.
  • Savers Club® Book.
  • Notary Service at no charge.
  • Medical Emergency Data Card.
  • Sojourns® Magazine Subscription.

First Farmers Club account customers have two options in choosing an automatic teller machine program:

  • Our basic ATM card may be used worldwide on the CIRRUS® ATM network.
  • The Impact® Visa Debit Card (issued upon approval) works like a check at millions of locations worldwide. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
  • There is no fee for the initial issuance of your ATM or debit card from First Farmers.

First Farmers Club Checking Fees

Many personal banking services plus accidental death insurance. Maintenance fee assessed monthly on the following minimum daily balances:

First Farmers Club Family and Club Regular Checking Account Fees
Minimum Daily Balance Fee
$500 and over  $5.00*
Below $500  $9.00*
*Family Insurance Coverage Additional Fee of $3.00


First Farmers Club 55+ Checking Account Fees
Minimum Daily Balance Fee
None $5.00