Interest Checking

Interest Checking

You can earn interest on your checking account with an Interest Checking account from First Farmers.


  • $100.00 to open.
  • Unlimited number of transactions each month.
  • Interest is accrued daily and paid monthly, subject to change without notice.
  • No annual fee for Visa® or Mastercard®.

Checking account customers have two options in choosing an automatic teller machine program:

  • Our basic ATM card may be used worldwide on the CIRRUS® ATM network.
  • The Impact® Visa debit card (issued upon approval) works like a check at millions of locations worldwide. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
  • There is no fee for the initial issuance of your ATM or debit card from First Farmers.

Interest Checking Fees

No monthly maintenance fee if a $1,000.00 daily balance is maintained;
$15.00 fee if daily balance falls below $1,000.00 during statement cycle.