Regular Checking

Regular Checking Account

This is the standard checking account of First Farmers. Customers with Regular Checking accounts enjoy no maintenance fees when they maintain a minimum daily balance of $750. Monthly maintenance fees are assessed when balances fall below $750.


  • $100.00 to open.
  • You may write an unlimited number of checks each month without affecting the monthly maintenance fee.
  • No annual fee for Visa®or Mastercard®.

Checking account customers have two options in choosing an automatic teller machine program:

  • Our basic ATM card may be used worldwide on the CIRRUS® ATM network.
  • The Impact® Visa debit card (issued upon approval) works like a check at millions of locations worldwide. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
  • There is no fee for the initial issuance of your ATM or debit card from First Farmers.

Maintenance fee assessed monthly on the following minimum daily balances:

Regular Checking Account Fees
Minimum Daily Balance Fee
$750.00 and over None
$500.00 to $749.99 $6.00
$300.00 to $499.99 $7.00
$0 to $299.99 $8.00