Regular Checking Account
This is the standard checking account of First Farmers. Customers with Regular Checking accounts enjoy no maintenance fees when they maintain a minimum daily balance of $750. Monthly maintenance fees are assessed when balances fall below $750.
- $100.00 to open.
- You may write an unlimited number of checks each month without affecting the monthly maintenance fee.
- No annual fee for Visa®or Mastercard®.
Checking account customers have two options in choosing an automatic teller machine program:
- Our basic ATM card may be used worldwide on the CIRRUS® ATM network.
- The Impact® Visa debit card (issued upon approval) works like a check at millions of locations worldwide. It also may be used as an ATM card at any CIRRUS or Visa ATM location.
- There is no fee for the initial issuance of your ATM or debit card from First Farmers.
Maintenance fee assessed monthly on the following minimum daily balances:
|Minimum Daily Balance||Fee|
|$750.00 and over||None|
|$500.00 to $749.99||$6.00|
|$300.00 to $499.99||$7.00|
|$0 to $299.99||$8.00|