Mortgage Loans

Mortgage Loans

Financing a home is one of the major commitments of your life and First Farmers wants to make it a pleasant event.

Fixed-Rate Mortgages

  • Low down payments.
  • Choice of terms.
  • Protection against rising interest rates.
  • Automatic payments from your deposit account at First Farmers.

Adjustable-Rate Mortgages

  • Reasonable down payments.
  • Periodic and lifetime rate caps.
  • Rate lock-in at application.
  • Automatic payments from your deposit account at First Farmers.

Home Equity Line of Credit
Use the value of your home for a line of credit at First Farmers. Experience the freedom of financial flexibility by applying for a home equity line of credit for

  • Home improvements.
  • Bill consolidation.
  • Education expenses.
  • Travel expenses.

And, you can track the balance of your credit line with our free online banking, E-Neighbor Banking. Property insurance may be required; consult your tax advisor regarding the deductibility of interest. Loans are subject to credit approval.

Niche Mortgage Products

  • Low documentation requirements.
  • Less than perfect credit.
  • No income verification.
  • Fixed-rate second mortgages

Contact Mortage Lenders:

If you would like more information, contact one of our Mortgage Lenders below or e-mail

Email sent through this link is neither secure nor confidential. Please do not provide any personal or sensitive information like your account number or Social Security Number when using this method of communication.

  • Jody Claiborne
    (931) 388-3145
  • Rick Benson
    (931) 766-5650
  • Brad Rice
    (615) 435-8814
  • Carla Hinson
    (931) 729-3522
  • Susan Beckett
    (931) 762-6490
  • Carol Messer
    (931) 380-8260
  • Brenda Wolaver
    (931) 359-6222

Click here to access our Monthly Home Loan Monthly Payment Calculator

Equal Housing Lender