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Certificates of Deposit (CDs)

At First Farmers, we know that having options for your savings goals is important.  We offer a number of financial products that meet your individual needs, including our FDIC insured CD’s up to $250,000.

Certificates of Deposit (CDs) are a savings option that allows you to save your money at a competitive rate for a fixed period of time, with no withdrawals.  We offer a variety of flexible terms from 7 days to five years to meet your savings goals.  Your FDIC insured CD grows in a risk-free environment over a predetermined period of time, providing flexible interest rate options over the term.

Use our CD Calculator to get an estimate of your earnings.

Features and benefits of our CD’s include:

Please call First Farmers at 800-882-8378 or stop by a branch for all CD rates and terms.

Already a First Farmers customers? Open a CD Today Through Online Banking.

Looking for safety for your large deposits, plus CD-level rates that may compare favorably to Treasuries? Find out why thousands of safety-conscious investors choose CDARS®, the easiest way to access multi-million-dollar FDIC insurance. (Limits apply.) Download our CDARS information sheet and contact us to learn more.

CD Calculator

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The results provided by this calculator are intended for comparative purposes only. The accuracy of the results and its applicability to your circumstances are not guaranteed. Any differences between these results and those provided by other lending institutions may be due to rounding or slight differences in mathematical formulas used.

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