Christmas Club

Christmas Club Savings Account

If you never seem to have enough cash at Christmas and don't want to use your credit to make purchases, a Christmas Club account may be right for you. Use your club coupon book to make your deposits. An added incentive to save is that you forfeit your interest if you withdraw funds before the Christmas shopping season.


  • Fixed interest rate
  • Coupon book provided at no cost to make regular deposits.
  • Interest is forfeited if funds are withdrawn before November of each year.
  • Account funds are paid with a check each year in November in time for the Christmas shopping season.
  • No maintenance fee.
  • Systematic savings can be made easier by automatic transfer of funds from your checking account to your Christmas Club account.