Who We Are
Excellence is not limited by geography. Since its founding in 1909, First Farmers and Merchants Bank has become one of the most successful independent community banks in Tennessee. Our Trust & Financial Management Department has experienced a similar level of success since its founding in 1969, and today, is responsible for assets of over $4 Billion.
Individual attention is the hallmark of our approach to client service. We realize that each client is unique. Our goal is to thoroughly understand and live up to your particular priorities as our client. We hope to not just meet your expectations but to exceed them. The strong reputation of our Trust & Financial Management Department has drawn clients from throughout the state, the region and the nation. All have one desire in common: to ensure that their assets are managed with care and skill.
Investments made through the Trust & Financial Management Department are not bank deposits and are not FDIC-insured, nor are they an obligation of or guaranteed by any bank or savings institution. All such investments involve risk, including the possible loss of principle invested. NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE