Business Relationship Manager
Helping Tennessee businesses grow through strategic lending and trusted relationships.

Robert (Bob) Gerard
Bob brings tremendous business lending and client management experience to First Farmers, supporting a broad spectrum of businesses across Tennessee. As a Business Relationship Manager, he is responsible for developing and managing a diverse business loan and deposit portfolio of clients with a strategic focus on serving closely held businesses throughout the region.
He excels at building and maintaining mutually beneficial partnerships, collaborating closely with credit, treasury management, and leadership teams to deliver comprehensive banking solutions for his clients. Externally, he works alongside business owners, professional advisors, and community partners to support their long‑term success.
With a disciplined approach to portfolio management and revenue segmentation, Bob brings strong relationship management, strategic insight, and a commitment to delivering value-driven outcomes for both his clients and our community bank.
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