Personal Loan Options
A personal loan is one way to consolidate debt or to pay for major expenses. If you need ongoing access to funds, or if you don’t know the full cost of a project, a personal line of credit may better.

Here to help you achieve your financial dreams.
Working with a local bank certainly has its benefits, especially when it comes to securing a personal loan. At First Farmers, our local officers are empowered to make decisions at the level that matters the most—locally. We also work to make managing your loans as easy as possible through online banking and automatic bill pay.
With a First Farmers Personal Loan you can:
- Pay off high-interest credit cards
- Make a major purchase
- Make home improvements
- Plan for special occasions, such as a wedding
The First Select Line of Credit Option allows you:
- Funds available for a variety of personal needs
- Flexibility for small or large line of credit
- Overdraft protection option
The First Select Line of Credit provides the convenience of available funds and the additional peace-of-mind benefit of overdraft protection. The overdraft protection feature requires an initial setup fee and an annual fee that is assessed on the anniversary date of the Credit Line. The annual fee is charged to the line and is billed to the customer. Advances on the line are in increments of $100 and require customer action. Get started by contacting your local banker today or 800-882-8378.
Our Lenders
Davidson County
- Darryl Clark (NMLS# 711246)
- Robert Andrew Patterson (NMLS# 185842)
- Morgan Simpson (NMLS# 2328653)
- Edward F. Theis (NMLS# 673820)
Lawrence County
- William Shelby Carpenter (NMLS# 1857601)
- James Benjamin Gobble (NMLS# 1081665)
- Shelley Wright Morris (NMLS# 1816706)
- Jacob Pendergraph (NMLS# 2756028)
- Cynthia Tease (NMLS# 1161424)
- Sandy Williams (NMLS# 1366947)
Maury County
- Kent Anthony Bowden (NMLS# 590217)
- Ryan Joseph Carey (NMLS# 1594404)
- Amber Rene’ Davis (NMLS# 638001)
- Suzanne Estes (NMLS# 677503)
- Stacey Farris (NMLS# 1264450)
- Rob Ferrara (NMLS# 1422340)
- Deborah Gadberry (NMLS#1927052)
- Jason Russell Hayes (NMLS# 1435048)
- Mark D. Mankey (NMLS#2731991)
- Teresa G. Matthews (NMLS#590031)
- Mary L. Mullins (NMLS# 792729)
- Kimberly S. Shirey (NMLS# 711252)
- Wayne Stephens (NMLS# 628413)
- Robert Stevenson III (NMLS# 1785652)
- Tammy Vann (NMLS# 2425833)
- Michelle Williams (NMLS #1161425)
Explore more banking options.
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Farm Loans
Harvest success with a farm loan from First Farmers.