With over 20 years of experience in the banking industry, Brad Rice brings a wealth of knowledge, insight, and dedication to his role as Senior Commercial Relationship Manager at First Farmers & Merchants Bank. For the past 13 years, Brad has been a key contributor to the bank’s commercial lending success, helping businesses across Middle Tennessee thrive through tailored financial solutions.

Brad specializes in commercial real estate and commercial construction financing, offering strategic guidance and customized lending packages that support growth and long-term stability. His deep understanding of the regional market, combined with a relationship-first approach, has earned him the trust of clients and colleagues alike.

He is an active member of several industry organizations, including the Urban Land Institute (ULI), the Commercial Real Estate Development Association (NAIOP), and the Home Builders Association of Middle Tennessee (HBAMT).

Known for his professionalism, responsiveness, and commitment to excellence, Brad continues to be a driving force in helping businesses navigate complex financial landscapes with confidence.