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Home Equity

Your Home Equity Can Open New Possibilities

First Farmers is here for all of those special times in your life. Whether you want to create a dream kitchen, pay for college tuition or fund that special dream vacation, a Home Equity Line of Credit might be just what you need.

What is a Home Equity Line of Credit?

A Home Equity Line of Credit is a flexible line of credit secured by the equity in your home. Home equity lines of credit often have more flexible repayment terms than a standard home loans. Home equity lines of credit can offer interest-only payment terms or outstanding balances that can be repaid using a variety of repayment strategies. You may be able to borrow up to 90% of your home’s equity.

Benefits of a Home Equity Line of Credit

Funds Available for Special Needs

A Home Equity Line of Credit can be used for home improvements, debt consolidation, major life events like tuition or dream vacations, medical expenses and more. A Home Equity Line of Credit allows access to your available funds anytime you need it.

Competitive Rates and Flexible Terms

You can borrow funds now and pay it back over time. Home Equity Line of Credit loans typically offer the financial flexibility of requiring monthly payments only on the interest on the loan.

Convenient Access to Funds

There are several ways you can access funds. You can write checks out of your Line of Credit account; you can transfer funds online from your Line of Credit to your checking account, or you can call a First Farmers representative.

Put Your Home Equity to Work

Use this calculator to get an estimated payment for a home equity line of credit.

Email us, visit us at a local branch or call 800-882-8378.

HELOC Calculator

The results provided by this calculator are intended for comparative purposes only. This is not an application for a loan. The accuracy of the results and its applicability to your circumstances are not guaranteed. Any differences between these results and those provided by other lending institutions may be due to rounding or slight differences in mathematical formulas used.

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