Discover Your Dream Home with Our Affordable Home Purchase Program!
A Tailored Mortgage Solution for First-Time Buyers and Eligible Borrowers.
Contact us today to explore your eligibility for our Affordable Home Purchase Program. At First Farmers and Merchants Bank, we understand the magnitude of your dreams, one of which could be owning a home of your own. We are committed to transforming this dream into reality by tailoring a mortgage solution that aligns with your financial situation. Our Affordable Housing program is specifically designed to facilitate homeownership for those who need it most. To initiate this potentially life-changing conversation, please fill out the provided form. Let us guide you on the path to affordable homeownership.

Program qualifications include*:
- Certification as First Time Homebuyer
- Completion of Homeownership Counseling
- Approved Property Location
- Primary/Owner-Occupied Residency
- Satisfaction of Credit and Income Requirements
Benefits:
- No Origination Fee
- No PMI (Private Mortgage Insurance)
*Not a full list of qualifications. Applicants subject to credit approval and eligibility requirements. Program subject to change without notice.
Interested in learning more or have questions? Complete the contact form below and we’ll be happy to assist you!
Contact Information
Embark on your path to homeownership today!
* Borrowers must meet eligibility requirements, including owner-occupancy, income limitations, and purchasing within a specific area. Offer subject to change without notice.