A Home Equity Line of Credit (HELOC) allows homeowners to borrow against the value of their property by using their home’s equity as collateral. Unlike a lump-sum home equity loan, a HELOC provides a revolving credit line during a defined draw period, replenishing your borrowing power as you make payments. Whether you’re renovating, consolidating debt, […]
Tag: First Farmers and Merchants Bank
Travel should be about adventure and relaxation, not the stress of lost or stolen cards. Losing access to your primary payment methods can quickly turn a relaxing trip into a logistical nightmare, leaving you without funds or scrambling to resolve fraudulent charges. But with a few simple precautions, you can keep your debit cards and […]
Even the best-laid plans can be quickly thrown off by sudden expenses like medical bills or car repairs. Without a plan in place, you may find yourself scrambling to cover costs during stressful times. That’s why having a dedicated emergency fund is essential. It serves as a financial cushion, offering peace of mind and stability […]
In observance of Juneteenth and in alignment with the federal holiday schedule, we will be closed Wednesday, June 19th. You can access our online banking and mobile app 24/7 for your convenience. As a reminder, the remaining 2024 processing schedule is below for your reference.
First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that its Board of Directors has declared the Company’s regular quarterly cash dividend of $0.24 per share, which will be paid on April 15, 2024, to shareholders of record as of April 1, 2024. The dividend […]
COLUMBIA, Tenn. (January 31, 2024) – First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, announced that J. Dianne Gordon was named Branch Administration Officer of the Bank. “Dianne is a 40-year veteran of First Farmers and Merchants Bank and will be responsible for the […]
COLUMBIA, Tenn. (January 24, 2024) – First Farmers and Merchants Corporation (OTC Pink: FFMH), the holding company for First Farmers and Merchants Bank, today announced that Jill A. Giles was named Chief Financial Officer of the Bank. The position was formerly held by Robert E. (“Bobby”) Krimmel who continues as Chief Financial Officer of the […]
