First Farmers SBA Lending Solutions
Empowering Your Business Dreams
Welcome to First Farmers.
We understand small businesses are the backbone of our communities. Our SBA (Small
Business Administration) lending solutions are designed to provide you with financial support
needed to grow your business, whether you are starting up, expanding, or looking to refinance.
Why Choose SBA Loans?
Flexible Financing Options
SBA Loans offer longer repayment terms and lower down payment requirements compared to
traditional loans, making them accessible for small businesses.
Range of Loan Sizes
First Farmers offers SBA loans ranging in size from $50,000 to $5 million based on your needs. Work with our experts today to determine what works best for you.
Diverse Use of Funds
Use your SBA Loan for a variety of purposes, including purchasing equipment, real estate,
working capital, business acquisition, business startup, and refinancing existing debt.
First Farmers SBA Loan Products
SBA 7(a) Loan Program
Ideal for various business needs, including working capital, equipment purchases, debt refinancing, business acquisition, as well as starting a new business.
SBA Express Program
With loans ranging from $50,000 to $500,000, this program offers an expedited process built for working capital, equipment inventory, and tenant improvements.
SBA 504 Loan Program
Perfect for purchasing fixed assets, such as real estate and machinery, with long-term, fixed-rate financing.
Why First Farmers?
Expertise: We have a dedicated SBA lending expert available to provide you with the knowledge and support you need.
Personalized Service: We take the time to understand your business goals and tailor our solutions to fit your needs.
Community Commitment: As a local community bank, we’re dedicated to supporting the growth of small businesses in our community.
SBA Loan FAQs
Loans are subject to credit approval and other qualifications. Terms and conditions apply.
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