Business Checking
Find the right checking solutions to help your business succeed.

Middle Tennessee is one of the fastest growing regions in the country, with a wide and diverse economy – from town squares to a thriving urban core, mom-and-pop entrepreneurs and Fortune 500 companies. At First Farmers, we constantly survey the landscape to make sure the products we offer best fit the communities we serve. We offer checking products for businesses based on a number of factors, including transaction volume. We work with businesses to identify the products that align with individual needs.
Business Express Checking
Designed for sole proprietorships, startups or small businesses with fewer transactions and those that experience seasonal fluctuations
- 150 free transactions per month, 35¢ for each after
- $5,000 max deposit per month (.10% fee for cash deposited over $5,000/mo)
Business Value Checking
Designed for growing businesses that have moderate transaction volume
- 200 free transactions per month, 35¢ for each after
- With $3,500 minimum monthly balance, $10 maintenance fee is waived

Debit Cards
When you open a First Farmers checking account, you will receive a Visa® debit card, useful anywhere. Visa® is accepted around the world. Personal debit cards can be used at ATMs and to make purchases directly from your checking account.
Explore more business-banking solutions.
Business Loans
We’ve been helping local businesses since 1909.
Business Treasury Management
Get complete cash management with First Farmers.
Business Online & Mobile Banking
First Farmers online and mobile business tools make managing your finances easier than ever.
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Open a Checking Account
Open a Checking Account
Visit your local branch to open your new First Farmers account. Please remember to bring the following items to ensure a smooth process:
- Photo ID (i.e., a current driver’s license, visa or passport, etc.)
- Social Security Card
- Proof of address
- A copy of your most recent bank statement (to show recent debits and credits from your previous account.)

Redirect Your Deposits
Redirect Your Deposits
If you have any automatic transactions, use the provided forms to seamlessly switch them to First Farmers. We can help you with the process of moving your direct deposits and automatic payments to your new account.

Transfer Your Balance
Transfer Your Balance
Close your former bank account(s) using the attached form to guide you through the process. Any remaining account balance can be transferred to First Farmers. Download Forms