First Farmers and Merchants Corporation (OTCID: FFMH), the holding company for First Farmers and Merchants Bank, is pleased to announce the addition of Deborah Gadberry to the bank team as Mortgage Sales Director. Joining the bank earlier this year, Gadberry leads the bank’s Secondary Market Mortgage team where she brings extensive experience in mortgage sales and operations, secondary market strategy, regulatory compliance, and a deep understanding of evolving industry trends, making her a valuable addition to the First Farmers team.
She holds the Certified Mortgage Banker (CMB) designation, one of the highest professional credentials in the mortgage industry. She is also a past President of both the Nashville Mortgage Bankers Association and the Tennessee Mortgage Bankers Association, reflecting the high level of respect and trust she has earned among peers throughout Middle Tennessee.
Throughout her career, Gadberry has held executive‑level positions at highly respected financial institutions across Middle Tennessee. She is widely recognized for her ability to build high‑performing teams, drive operational efficiencies, and implement process improvements to support long‑term growth and sustainability.
“Deborah’s leadership, experience, and industry credibility make her an outstanding addition to our team,” said Brian Williams, First Farmers Chief Executive Officer. “As we continue to expand and enhance our secondary market mortgage capabilities, having the right leader at the helm is essential and Deborah’s caliber, vision, and expertise are exactly what we need in this moment.”
Gadberry’s leadership will be instrumental in advancing First Farmers Bank’s secondary market mortgage strategy and strengthening its overall mortgage capabilities. Her expertise and vision further reinforce the bank’s commitment to long-term growth, innovation, and exceptional service for its customers and communities.
About First Farmers and Merchants Corporation and First Farmers and Merchants Bank
First Farmers and Merchants Corporation is the holding company for First Farmers and Merchants Bank, a community bank serving the Tennessee area through 22 locations in seven counties and one production office in Chattanooga. As of March 31, 2026, First Farmers reported total assets of approximately $1.8 billion, total shareholders’ equity of approximately $174 million, and administered trust assets of $6.8 billion. For more information about First Farmers, visit us on the Web at www.myfirstfarmers.com under “Investor Relations.”
