The holiday season is full of joy, family gatherings, and gift-giving—but it’s also one of the busiest times for cybercriminals and fraudsters. With millions of transactions happening online and in stores, protecting your credit and debit cards is more important than ever. Whether you’re shopping for loved ones or snagging seasonal deals, here’s everything you […]
Category: Insights
In today’s economic environment, small and mid-sized businesses face more cybersecurity risks than ever before. From phishing scams to ransomware and identity theft, cybercriminals target companies of all sizes, with a strong focus on those handling financial transactions and customer data. In most cases, it only takes one data breach to cause often devastating losses, […]
By: Fred Palmliden First Farmers’ Wealth Management and Trust Services professionals have served individuals and families since its founding in 1969. Continued growth for the last half century has positioned us as one of the largest community bank Trust Departments in the southeast with almost $6 billion in assets under supervision. What makes First Farmers […]
By: John M. Hollingsworth; SBA Loan Director Small businesses bring tremendous value, depth, and vibrancy to our communities. As our team has been working with local companies since 1909, we recognize the importance of partnering with small businesses to help them grow, as today’s small companies may become the large businesses of tomorrow. We are […]
By: Glynis D. Smith; Physical Security and Fraud Officer Here at First Farmers, we are dedicated to keeping our seniors safe, especially in the digital world. According to the Internet Crime Complaint Center’s Elder Fraud Report, victims over the age of 60 reported losses of $1.7 billion just last year. With technology advancing so quickly, […]
By: Dawn D. Moore and Charlie E. Plunkett As we all know, life changes when we least expect it. Having a financial plan is one of the best ways to prepare for unanticipated seasons. At First Farmers, we are here to help you prepare for anything life may bring by providing wealth management tools and […]
By: Kim S. Shirey; Branch Manager As we navigate fluctuating rates and rising building costs, it is helpful for prospective homeowners to understand construction-to-permanent loans and the benefits of this type of financing. If your dream is to build a home, you may consider a construction-to-permanent loan (CPerm) from First Farmers. We would love to […]
By: Stacey R. Crowell; Assistant Branch Manager Are you preparing for a summer move? Statistically speaking, you are not alone. According to Moving Labor, while more than 40 million people move yearly in the U.S., 80% of these moves occur between April and September. This is a popular time to buy and sell, and with […]
By: Nicholas S. Key; Branch Manager Navigating a seller’s market can be a formidable challenge for potential homebuyers. In 2021, the median price for Middle Tennessee homes increased by 22.4%. Additionally, potential homebuyers must make numerous decisions regarding financing and loan options throughout the homebuying process. At First Farmers, we aim to simplify the process […]
By: Elizabeth G. Miller, Commercial Banking Team Lead At First Farmers, we recognize that small businesses are imperative to maintaining the vibrancy of our local communities. These owners and operators have faced countless unforeseen obstacles in recent years, and we commend these entrepreneurs on their tenacity and resiliency while facing those challenges. As we recently […]
