By: Race W. Wilson, Lewisburg Branch Manager If we’ve learned anything over the past two years, it’s that life can be unpredictable. April is Financial Literacy Month, and I’m sharing four ways you can improve your financial intelligence to help prepare yourself for the unexpected. Write Down Your Budget Developing a written budget is the […]
Category: Insights
By: Marcus D. Williams We sat down with Marcus D. Williams, First Farmers’ Director of Nashville Community Banking, to learn more about his journey to the finance field, how he spends his time outside of work, and more. Tell us more about your background and what led you to the banking industry. Growing up, I […]
By: Glynis D. Smith December is full of many holiday festivities, but did you know it’s also ID Theft and Protection Awareness Month? As we juggle busier schedules and longer to-do lists, scammers are looking for ways to take advantage of distracted shoppers. Holiday scams come in various shapes and sizes: relentless phone calls, increased […]
By: Elizabeth Miller, Commercial Banking/Private Banking Team Lead Since our founding in 1909, First Farmers has strived to help small businesses across Middle Tennessee grow and make a difference in their communities. While times have changed and new challenges have emerged, our commitment to supporting these organizations remains at the core of our bank’s mission. […]
By: Shannon L. Tidwell, Chief Information Officer There are few feelings more unsettling than realizing someone may have gained unauthorized control over your finances. Unfortunately, we live in a time where banking fraud, identity theft and phishing scams are all too common, and you may not always know how to respond during these stressful situations. […]
By Marcus D. Williams It’s not easy house-hunting in a seller’s market. According to The Tennessean, “with the inventory of houses on the market at a historic low and strong interest in the Nashville area unwavering, it’s now common for homes to receive 25 to 30 offers in less than a week on the market.” Statistics like these […]
By Marcus Houston and Glynis Smith A 2021 report by Bankrate.com revealed that only 39 percent of Americans would be able to cover an unexpected $1,000 expense. Do you identify with this group of individuals? In celebration of National Financial Awareness Day, we’re sharing five practical tips to help you understand your financial situation and […]
By Fred Palmliden Have your investments previously failed you? If you answered “yes,” you’ve likely fallen into the many traps of investing without guidance. Read on to learn about the common mistakes of solo investors and how to avoid them. Lack of research If you are beginning your investment journey alone, it can be difficult […]
By Dawn D. Moore As the number of women managing their finances rises, we women must be equipped to handle our money successfully and be confident in our decisions. One way to achieve this is through financial planning. In my experience, I’ve seen many women default to their partners when it comes to wealth management. […]
By Shane Casey posted June 22, 2021 Are you thinking about building your next home? A construction-to-permanent loan may be the best fit for you. With this loan, you borrow money to cover the costs of building your home, and once you move in, the loan is converted to a permanent mortgage. This eliminates the […]
