By: Elizabeth Miller, Commercial Banking/Private Banking Team Lead
Since our founding in 1909, First Farmers has strived to help small businesses across Middle Tennessee grow and make a difference in their communities. While times have changed and new challenges have emerged, our commitment to supporting these organizations remains at the core of our bank’s mission.
Below we have identified three ways we partner with small businesses to help them achieve their financial goals and continue making a positive community impact.
Business Loans
We offer competitive loan rates, granting small businesses access to capital to invest in their companies. This includes various loan types, such as commercial mortgages, equipment lending, construction lending, accounts receivable financing, lines of credit and more.
Our experienced team of trusted advisors understands the complexities of our communities, making decisions with a local perspective in mind. When partnering with First Farmers, you will always have a trusted advisor available to help you select the right products and services to ensure you make the best decisions for you and your business.
Business Accounts and Credit Cards
Whether you’re starting a new business or looking to grow and expand, First Farmers offers business accounts and checking products that vary on transaction volume to help you achieve your unique goals.
Our Business Express Checking account was designed specifically for small businesses that experience fewer transactions and seasonal fluctuations. Small businesses can enjoy 150 free transactions per month and a $5,000 maximum monthly deposit with this account type. When you open a First Farmers account, you also receive a Visa® debit card, equipped with an EMV chip and contactless payment technology for quick and convenient transactions.
As companies grow and change, small business owners can work directly with one of our agents to identify which account type and products align with their unique needs.
Online & Mobile Banking
Our small business partners can also take advantage of our convenient online and mobile banking services. Once set up with a business account, small business owners can manage their finances from their computer, tablet or smartphone, making it easy to view account information and transaction history, pay bills, transfer money and more.
A community partner since the beginning, First Farmers will continue to advocate for small businesses and look for new ways to invest in the people that make our communities great places to live and work. Interested in working with us? Give us a call. We would be more than happy to connect you with a trusted advisor and resources to help you achieve financial success.